Add milk, black beans, SunButter, sugar, cocoa powder, and salt to a high-powered blender or food processor. Blend on high until smooth and creamy. You may need to pause to scrape down the sides of the blender.
Fold in chocolate chips so evenly distributed.
Transfer the dip into a small dish and serve with apple slices, strawberries, graham crackers, pretzels, or just eat it by the spoonful! Enjoy!